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Real Estate Resources:

• Special Offers - Special offers for Beaufort, Morehead City and Atlantic Beach homeowners from The Holland Group.

• Affiliates - The Holland Group's real estate web site affiliates.

• Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

• How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

• Determine Tax Savings - Calculate how much your monthly Beaufort, Morehead City and Atlantic Beach North Carolina mortgage payments save you on your taxes because of loan interest.

• Should You Rent or Buy? - Is it better to rent a home in North Carolina or buy your own Beaufort, Morehead City and Atlantic Beach house, ranch, luxury property, condominium, acreage, or other real estate?

• Adjustable Rate Mortgages - Adjustable rate Beaufort, Morehead City and Atlantic Beach mortgages information and interest rate java calculator.

• What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

• Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

• Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

• 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

• How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

• What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

• Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

• TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other North Carolina real estate.

• Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

• Ask Anything - Ask The Holland Group anything real estate.

• NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

• Real Estate Tips - The Holland Group's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

• Real Estate Trivia - The Holland Group's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

• Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Beaufort, Morehead City and Atlantic Beach property in North Carolina, including legal terms definitions, and more.

• Go to Main Sitemap - Main sitemap sections include Find Beaufort, Morehead City and Atlantic Beach Homes, For Home Buyers, For Home Sellers, Beaufort, Morehead City and Atlantic Beach Information, Real Estate Resources, and About The Holland Group.

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"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation North Carolina Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.   Schools in Beaufort, Morehead City and Atlantic Beach

First Time Buyers >The Down Payment Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows. If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest. When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments. See All Tips In The "First Time Buyers" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What are considered the ideal conditions for a seller's market? A  In a seller's market, prices are firm and good houses are sold before advertised or as soon as they show up in the MLS. See More Real Estate Trivia >

Jeanette Holland The Holland Group 113 Turner St. Beaufort, NC 28516 Office: 888-879-7790 Fax: 252-504-2502 Jeanette@NUMBER1EXPERT.com As a licensed real estate broker and Realtor for over twenty five years I have witnessed a huge transformation in the real estate industry. It is an exciting business and full of challenges and changes. But the most important part of the real estate business is not the property but the people. I have been blessed to work with and for the most wonderful of them all. Developing relationships is what this business is about. Dealing with integrity and honesty, being dedicated to your client or customer and making sure they are happy at the end of the day is what keeps my passion for real estate alive. Let us help you make your dreams come true on the Crystal Coast. www.HollandGrpRE.com is brought to you by The Holland Group NUMBER1EXPERT™ in real estate for Beaufort, Morehead City and Atlantic Beach, North Carolina Read The Holland Group's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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